Know More About : BHIM ,Bharat Interface for Money, App?

Here are quick points to know about BHIM (Bharat Interface for Money) app launched today by Honorable Prime Minster of India:

• The app allows you to easily transfer money or make a payment from your bank account using only your phone number (SECURE SIMPLE SUPERFAST). 

ex : Just open the BHIM app , choose “send money”, and type in the amount and the receivers phone number to make the payment. The money will be debited from your account, and credited to the receiver's bank account which are linked by you and the receiver in the BHIM app.

• BHIM app is now available on Android ( download now ). Hoping Other OS versions will be launched soon.
• The app also allows you to scan a QR code. The sender can generate his QR code through the BHIM app. To pay , tap the Scan and Pay button in the app, and then scan the QR code.

• BHIM app can be accessed even without a smartphone. Just dial *99# from any phone and you can then choose options by dialing different numbers. More details on *99# product can be found here
• Anyone can use the BHIM app and receive money from a smartphone. If the user has linked a bank account and their Aadhaar ID, then use Aadhaar Pay
• You need to be aware of the following limits about BHIM :  Rs. 10,000 /transaction  and Rs. 20,000 /day.
• All major Indian banks are already connected through UPI and can be accessed through BHIM app. I enabled UPI connections on my ICICI bank account and was able to access it through BHIM for the first time

• Other indian banks like SBI, ICICI, ,HDFC connected through UPI can be accessed. Also if a bank is not connected to UPI than you can receive/send money through BHIM using IFSC code
• In mobile wallet app like Paytm you need to load money before you use it. But with BHIM app, you can directly connect your phone to your bank account and use it like a debit card anywhere as long you have sufficient balance in your account. No middleman or third party involved or no hassles of loading money before using it

If you have any further queries on BHIM app, then there is a good FAQ document that can be accessed through  https://upi.npci.org.in/static/faq/en_US/

Some of other screens that you will encounter during registration on the BHIM app are below

Autopost from Blogger to Tumblr

One of the the things recently i was trying to figure out is how to share my content from blogger blog to tumblr blog automatically. Though manually i could have done it, i wanted this share to happen automatically whenever a new post is live.

On Wordpress, it is easy to share on different social platforms with Publicize. So the content published on wordpress.com is automatically shared when my post is live/published.

But on blogger platform, i struggled to find the alternatives. Well google has many alternatives. But i will mention here the options which i tried

1. Dlvr.it

This is one of the first apps i tried for using. But the free version has limited usage. For example i could not use it because the "Feed exceeds 512KB size limit.". Hence i moved on to a different option

But the website has a good interface based on the limited use cases accessible to free user.


2. IFTTT.com

As i explored more, i landed on this option. This option also finally solved the problem i intended to solve.

Once you signup, you will realize that this website has services for many social platforms. Each activity done on social platforms can be auto reflected/posted on some other social platform. Hence first "Go to Search" and "search for "Tumblr" services/applets"

i chose the below service for my blog

This app is very handy and has many useful services/applets for all social platform. I found many which i could user with my instagram , facebook accounts.

Have you used any other apps for autoposting ? 

Do you know what is a Mobile Wallet?

As many of us in India are trying to deal with the impact of Demonetization, one key question that everybody is hoping is that digitization win quickly. But have you ever wondered how can you keep you digital money safe? Or how digital currency can be carried like physical currency.

Image Credit : http://mobilemarketingwatch.com/

Well then it is important to know about Mobile Wallets and why it is needed.

WHAT IS MOBILE WALLET?

A physical wallet, as we know, is used to carry physical cash, credit cards, and loyalty coupons. Mobile wallet replaces physical wallet with secure PIN based transactions on mobile platform. It is a virtual wallet used for paying utility bills, purchasing goods and services, and transferring money etc. It holds details of credit/debit card, bank account along with loyalty cards and coupon details on the mobile platform and can be organized using a payment application.

A mobile wallet can have one or more than one payment instruments. The payment instrument can be physically embedded in the mobile phone itself (using NFC chip enabled mobile phones) or having remote link to the secure payment instrument. The payment can be made by downloading the wallet application on the smartphone or through some embedded functionality on the smartphone. A wide range of channels like SMS, USSD, NFC and Web can be used for making payment.

WHY MOBILE WALLET?

As per a research report published by Allied Market Research, 20% more users carry their smartphone all the time in comparison to carrying a wallet all the time. With extensive range of features available in mobile wallet, the heavy wallet can be left at home and mobile with wallet application can be carried instead. Consumers are now more interested in having a single wallet with multiple payment options rather than one financial institution providing multiple payment mechanisms. Consumers will be able to pay everything using the smartphones.

Having multiple options for consumers to make payments, mobile wallet enables consumers to choose the best one from a variety of options in terms of maximizing offers, and minimizing interest rate and convenience charges. Mobile wallet also provides additional services like searching for products/services, obtaining receipts, displaying real time offers. Consumers can also put in real time updates on social networking sites and provide feedback.  They can also create wish lists on different shopping portals and can receive updates on availability.

Individual transactions are authenticated by rules set up by service provider and are in conformance to all local regulations. Mobile wallet is symbolic of convenience for consumers, and with extensive range of services available, it is on its way to become a one stop solution for the payment and shopping needs for a consumer.

SURVEY : Before Demonetization was implemented

We conducted a two stage survey before demonetization happened, mainly targeting a 20-40 year age group customers with profession ranging from student, Analysts to IT professional. Below are the survey findings.

1. Mobile wallet is a new concept and over 80% of the respondents have never used a mobile wallet.
2. For 57% users, who are aware of mobile wallet, “no extra incentive” tops the concerns regarding not using the mobile wallet. Security concerns are a close second.
3. Among benefits, perceived or observed, in using a Mobile Wallet, Convenience and the ease of not carrying a physical wallet, tops the list of reasons
4. Most of the users have used Paytm mobile wallet.
5. 50% of the respondents have used Mobile Wallet for Bill payment. Loyalty programs and additional security will increase the mobile wallet usage
6. Lack of awareness remains the top reason why Mobile wallet is still not reaching masses

Have you every used a mobile wallet? Would like to know your experience with it?

Different Types of Online Advertising?

In the online advertising world, we get exposed to different types of advertisements. But as an advertiser it is important to understand the different types of options for advertising.

Below are the different types of advertising in online world :

DISPLAY ADVERTISING

Visually appealing advertisements. Useful for product branding

SEARCH ADVERTISING

Advertisements are displayed based on the keyed search terms by the user

CONTEXT ADVERTISING

Advertisements are displayed based on the textual content displayed on a web page. These advertisements are served by automated systems based on the content displayed on web page and settings done by admin.

Have you experienced any other forms of online advertising? Would like to know more from you?

Why Online advertising is beating the shit out of offline advertising?

Have you ever tried to market your product or see an advertisement of product marketing?

If yes, then have you wondered if in future you will still get advertisements in your paper. Well given where the advancements in digitization it is definitely a no. Also traditional advertising (offline channels) are loosing the battle to online advertising.

Image Credit : http://www.vidascomedia.com/

While the winners in advertising has been decided, have you ever wondered why the number of advertisements in traditional form is going down? Well the reasons are plenty. Here are some of the main reasons why online advertising is winning the battle

• Return on investment is much  better : Low cost and higher returns
• Easy to measure the results and consumption : Measuring the effectiveness of advertisements and improvisation of the advertisements rapidly is possible
• Wide variety of options for displaying the advertisements either through images,  video, audio, links  and many more
• Easy to choose the right audience through use of different targeting  methods such as geography, demographic, gender etc.
• It is easy to deploy Online advertisements after they are designed whenever/wherever

Have you ever user any form of advertising? What is your experience?

Do you know how to access BIOS in Windows 10?

Are you one of those users who relies on keyboard to access BIOS? If Yes then this post is for you.

Another condition needed to satisfy before you read the below post is that your OS should be Windows 10.

For Windows 10 users, below are the steps to access BIOS :


1. Go to Settings

2. Then below windows opens up. Click on "Update and Security" :

3. Below is the next window. Click on "Recovery" in the left side

4. From this below window, you need to click on "Advanced Startup"

5. Click on "Troubleshoot"
6. Click on "Advanced options"
7. Select and Click "UEFI Firmware Settings".
8. Click Restart.

Now when the computer restarts you will log into your BIOS. Navigate using your mouse to change or view any settings

LG Presents the Art of Power & Style - an End to End solution at your hands

In the urban town of "sanbeng", there were 3 friends as below

1.  LGV20

2. Honor8

3. LenovoPhab2

All of them were orphans. But they were bought under a single roof by orphan house caretaker. The caretaker of the house was named "Android". He was happy about these 3 friends and treated them like his own kids.

All the 3 of them were very sharp. He could rely on them for any activities. He made sure they got atleast basic education and all of them built enough features  (both good and bad). But these 3 friends, though looked close from outside, always struggled for superiority.

This struggle for superiority was the major headache of caretaker though all of them had been constructed using the first principles and specifications provided by Google operating system. But in the process of building their respective skill-sets all the 3 friends had added some additional specifications.

Fed up with the arguments, Android decided to consult his childhood friend "Marko". Marko has helped many kids figure out their qualities. In the past he has also helped Android in profiling the kids at his orphan house so that future parents can look into this profiles before taking a decision on which one to adopt.

At the same time, Android also was looking to suggest one of the three friends for a job at Marko's digital showroom. So this exercise was a mutually beneficial exercise for both Marko and Android.


Marko created a list of questions and asked each of the three friends to fill out. Here is the final output

Marko made sure he shared his finding with all the three kids and asked them to be contended with their specification rather than fighting for supremacy. Also On the initial glimpse, Marko was convinced that LG V20 is the winner candidate for him.

But Marko wanted to hear more from Android about his final choice. When quizzed Android had no doubts about the choice made by Marko. But still Android wanted to make sure he was at his best when giving the points and the just thought about all the moments he had spent with LGV20 for some time. After good thinking, he finally decided to highlight 3 main things about LGV20  :

1. Wide & Normal Angle Camera

• Capture more of every moment with the wide angle lens, allowing you to get it all in without having to take a step back. The wide angle lens captures an astonishing 135-degrees of stunning imagery-perfect for landscapes, large group shots.
• The wide angle capabilities on the front camera allow you to capture selfies that get a wider background for more friends or more inclusive scenic shots. Expand your selfie experience and get the bigger picture no matter what the subject!

2. Next Generation High Quality Features

• Capture studio quality audio on the go with the ability to record over a separate audio track.
• Great support for the next level of gaming experience and it is fully supported by Vulkan API
• Audio is tuned by B&O Play and delivered through a specially designed set of B&O Play earphones for a beautiful sound experience.
• Can play the popular lossless codecs, like FLAC and DSD, as well as Apple's own proprietary ones, AIFF and ALAC.
• Record crisp, clear content-even when you're on the move. Steady Record 2.0 allows you to capture sharp, smooth video in any condition by minimizing unintentional hand shaking
• 3 High AOP (Acoustic Overload Point) Mics allow you to record loud scenes at sporting events without cheering fans distorting the sound. Then save the incredible moments in lossless audio format with Hi-Fi Recording.

3. Great Sleek and Durable Build

• It is powered with a military-grade build and is made up of a removable aluminum back panel that yields a smooth look and feel
• The fingerprint sensor and power button is combined into one
• There are two microphones on top capture the 24 bit rate audio at 48kHz - a mighty impressive feature for a smartphone and a testament to its knack for audiophilia.
• Sleek metal body and Si-PC material employed in each corner realize unrevealed durability for whatever life drop 

Finally the most important fact about LGV20 is that, it is the only candidate with Android Nougat pre-installed. This provides multi-window which is a perfect compliment to the second screen.


So if you were Marko or Android, any reason why you will not chose LGV20?

Buy LG-V20

#LGV20